Insurance of property

Object of insurance are the property interests of the Insurer (Insured), connected with possession, use and/or the order of property and structures, breakage of the equipment, and also connected with loss or non receipt of the expected income as a result of a break (stop) in activity.

Insurance risks:
— Damage of the insured property
— Full death of the insured property
— Reimbursement, the expected income connected with loss or non receipt as a result of a break (stop) in activity
— Reimbursement, connected with breakage of the equipment

Insured event is loss (death) or damage of property as a result of the next events:

1) fire, lightning stroke, explosion;
2) falling of the piloted aircraft or their fragments and objects from them;
3) earthquake;
4) storm, whirlwind, hurricane, tornado;
5) flood, flooding, mudflow;
6) accidents of water, sewer, heating systems, and also systems of power supply;
7) burglary, robbery, robbery.

The insured sum is determined at a rate of the valid cost of property.